How long does the screening take?

The screening process takes approximately 5 minutes to complete. You will receive instant results including a viability score, Paper Box fit analysis, and AI-powered recommendations.

CashNote Qualifier - Pre-Underwriting Screening for Real Estate Notes

CashNote Qualifier is a free pre-underwriting screening tool for real estate income notes. For note sellers and intermediaries who want to know if their real estate note qualifies for a cash offer before pricing is discussed.

What Does CashNote Qualifier Do?

CashNote Qualifier helps note sellers, intermediaries, and brokers quickly determine if a real estate note is viable enough to submit for professional underwriting review. The tool evaluates notes based on Paper Box criteria used by professional note investors.

Key Features

Clear Verdicts: Receive a definitive pass or does-not-pass determination with explanation
Criteria-Based Analysis: Evaluation based on transparent Paper Box criteria used by professional investors
AI-Powered Insights: Get personalized recommendations and risk factor analysis
Free to Use: No cost, no obligation, no hidden fees

How It Works

Enter your note details including lien position, property type, and location
Add property information such as size and estimated value
Provide financial details including note balance and desired sale price
Review your qualification results instantly

Frequently Asked Questions

What is CashNote Qualifier?

CashNote Qualifier is a free pre-underwriting screening tool for real estate income notes. It helps note sellers, intermediaries, and brokers quickly determine if a note is viable enough to submit for professional underwriting review before any cash offer is issued.

Does passing the screening mean I will receive a cash offer?

No. Passing means the note qualifies for underwriting review, not that an offer is guaranteed. Additional documentation and due diligence will be required before any offer is discussed.

What types of real estate notes qualify?

Only real estate notes secured by first liens on residential properties are typically considered. Second liens, land notes, and commercial properties face additional scrutiny and may not meet standard qualification criteria.

What is the Paper Box criteria for note investing?

Paper Box criteria refers to the set of parameters that professional note investors use to define acceptable deals. This includes lien position, property type, size constraints, location considerations, and value thresholds.

Why do some notes not qualify for underwriting review?

Common reasons include: unfavorable lien position (second liens), property types outside typical investment criteria, insufficient equity, concerning payment history, property characteristics that affect liquidity, or pricing that does not support acceptable yields.

Is this an appraisal or legal review?

No. CashNote Qualifier is a pre-underwriting screening only. It provides educational guidance based on common investor criteria. It is not a substitute for professional appraisal, legal review, or investment advice.

Who is this qualification tool designed for?

CashNote Qualifier is designed for note sellers, intermediaries, and brokers who want to quickly assess whether a note is viable before investing time in preparing full documentation packages.

Is CashNote Qualifier free to use?

Yes, CashNote Qualifier is completely free to use. There are no hidden fees, subscriptions, or obligations.

Important Disclaimer: This is a screening step only. No obligation. No guarantees. CashNote Qualifier is not a lender, underwriter, attorney, or investment advisor. All output is educational screening insight only.